Well, I needed a hand with the springtime yard work. I called the local job bureau, and they posted the offer on
their web site: low pay, short term, landscaping and clean-up. I thought I might get a few school-kids.
In 24 hours, I had a dozen answers, and four complete, extensive resumés.
I wasn't so worried, before...
_________________ Cheers,
........Red.........................
Pssst! New pilot? Free advice, maybe worth the price,
http://www.xmission.com/~red/
H4, Moyes X2, Falcon Tandem, HES Tracer, Quantum
The mortgage companies started this mess. They ought to clean it up or
be shot. _________________ H-4 (1976) UP Saturn 147 & UP Axis 13
The Cloudbase Foundation
Learn to fly hang gliders (click here}
Torrey Hawks #208
Windlord wrote : The mortgage companies started this mess. They ought to clean it up or
be shot.
What frustrates me is the mortgage companies has first lean rights if they lend money to someone they should take the risk. i had leans on several homes thinking i would get my money sooner or later . not so the bank who lent the money got it all.
How ever I went to buy a newer home and figured out that my budget wouldn't allow me to live the life style i wanted to live so i bagged the idea for a more active life style . the point i am trying to point out is why people rely on the banks to figure out how much they can afford for a house payment . it's simple math.
groceries 300.00 + 100.00 gas + 1000.00 for what ever i spend money for + 1000.00 house payment = 2400.00 if i bring home 2000.00 i obviously can't afford the house payment . i to am unhappy about mortgage companies but we are also part of the blame for not having a budget and not knowing ourselves what we can afford , as it is i bought a hang glider instead, glad i did !
greed is our big problem , wanting to live a better life style than we can afford. it's not how fancy your bed is, it's how well you sleep in it .
The market is climbing a wall of worry with ease.
The market is typically 6+ months ahead of the economy, so thats hopefully a good sign. Almost nothing seems to rattle it these days. _________________
H4, AT, FL, TFL, AWCL, CL, FSL, RLF, TUR, X-C
Aeros Stealth III 142
Thomas Jefferson wrote:
All tyranny needs to gain a foothold is for people of good conscience to remain silent.
The market is climbing a wall of worry with ease.
The market is typically 6+ months ahead of the economy, so thats hopefully a good sign. Almost nothing seems to rattle it these days.
Yes, it is truly amazing. But remember.. we still have the upcoming commercial real estate disaster as well as increasing joblessness to contend with. Also, parts of Europe are a mess.
Bill J. _________________ Proud Member of Mystic 7 Leper Colony
Crash and Burn Club = Point Value 16
The mortgage companies started this mess. They ought to clean it up or
be shot.
Nope, wrong.
Our lovely government started this mess, by requesting that the lenders make more loans, lower credit requirements, etc. to stimulate growth.
There are hundreds of sites and videos out there that completely explain HOW we got here. In reality, you only need to point fingers at the Federal Reserve, because they are the ones printing all the fake money, charging everyone (including our government) interest on money that doesn't even really exist, all the while making the people that own the Federal Reserve FILTHY RICH.
It's all a scam that we bought into. Want change? Cut up your credit card, barter when you can, and NEVER borrow money. _________________ Gary - H3 Wills Wing U2
My day jobs - Cellular and Alarm/Video Surveillance Systems
2 years ago I predicted that late fall 2009 would be the FIRST buying opportunity where you wouldnt lose your ass on a home in CA.
Then again, real estate is local, and even within san diego, there are still lots of neighborhoods in very bubbly conditions, and others that are back in line with fundamentals.
But people have time. I think Cali will sit near a bottom for several years before any kind of real appreciation.
But who cares... I moved... and homes are up 7% YOY where im at _________________
H4, AT, FL, TFL, AWCL, CL, FSL, RLF, TUR, X-C
Aeros Stealth III 142
Thomas Jefferson wrote:
All tyranny needs to gain a foothold is for people of good conscience to remain silent.
Weren't u once in San Diego? Did you move to the Research Triangle? If so, why? _________________ Proud Member of Mystic 7 Leper Colony
Crash and Burn Club = Point Value 16
Yes, moved back to RTP.
Got tired of the rat race and didnt want to be a slave to a huge mortgage in CA for the rest of my life. Also, we were eager to own a home again, and didnt want to wait another 2+ years for CA real estate to find its bottom. _________________
H4, AT, FL, TFL, AWCL, CL, FSL, RLF, TUR, X-C
Aeros Stealth III 142
Thomas Jefferson wrote:
All tyranny needs to gain a foothold is for people of good conscience to remain silent.
The mortgage companies started this mess. They ought to clean it up or
be shot.
What about the idiot that took a mortgage that he couldn't afford.
BTW both should and have been held responsible. But we are in a populist mode that blames the successfully and holds out a AIG executive doll as the Representative. To off set that I hold out the guy who spent his entire HS drinking beer and listening to Jack & Diane and didn't plan out how he was going to make a living when he was out of HS.
People have the right to make mistakes as long as they suffer there own consequences. I mean that to the guy who bought more house then his wallet as well as the AIG "type" executive.
Dennis _________________ Organ Donation Saves Lives
The mortgage companies started this mess. They ought to clean it up or
be shot.
What about the idiot that took a mortgage that he couldn't afford.
BTW both should and have been held responsible. But we are in a populist mode that blames the successfully and holds out a AIG executive doll as the Representative. To off set that I hold out the guy who spent his entire HS drinking beer and listening to Jack & Diane and didn't plan out how he was going to make a living when he was out of HS.
People have the right to make mistakes as long as they suffer there own consequences. I mean that to the guy who bought more house then his wallet as well as the AIG "type" executive.
Dennis
and what about the guy that spent his HS studying, went to college, got an engineering degree, doesn't have mortgage, and now can't find work in a field where half the employees have been laid off, and the remaining employees are part time? because the clients can't get the funding they need because the banks are broke from making loans to the highschool drop outs _________________ TSA, DHS, NDAA and SOPA Seig Heil!
The mortgage companies started this mess. They ought to clean it up or
be shot.
What about the idiot that took a mortgage that he couldn't afford.
BTW both should and have been held responsible. But we are in a populist mode that blames the successfully and holds out a AIG executive doll as the Representative. To off set that I hold out the guy who spent his entire HS drinking beer and listening to Jack & Diane and didn't plan out how he was going to make a living when he was out of HS.
People have the right to make mistakes as long as they suffer there own consequences. I mean that to the guy who bought more house then his wallet as well as the AIG "type" executive.
Dennis
Dennis, many of the idiots you speak of got loans with no money down. They have no "skin in the game" ....so how can they be held responsible? They just walked away, leaving a depreciating house, neighborhood, economy.
Yep that a problem and both the irresponsible borrowers and lenders are at fault. Its just too easy of a target to attack the AIG guy and not the dummy that borrowed the money or the criminal politician that buys votes by saying to the banks give everyone the "American Dream" of owning a house even if the guy never was industrious enough to earn it and then out of the other side of their mouths gets his votes from the guy after he loses his house by saying he will "Get that AIG guy" and give them mortgage relief.....
Leaving the "guy that spent his HS studying, went to college, got an engineering degree, doesn't have mortgage, and now can't find work in a field where half the employees have been laid off, and the remaining employees are part time? because the clients can't get the funding they need because the banks are broke from making loans to the high school drop outs "
Vicious circle and a society that wants the easiest way out of dodge no matter what the cost.
That is the only place where you and I differ in opinion .
Mistakes should be forgiven. Especially when they are largely cheated by lying scum-bags like the Realtors who said "you will never lose" on a house and the Mortgage Brokers who said "lie on your income" or the appraisers who over appraised because they were paid a fee to do so.
Respectfully,
Bill _________________ Proud Member of Mystic 7 Leper Colony
Crash and Burn Club = Point Value 16
We are bricks in a wall. If you want to rebuild that wall with such structure, and build a new one, the old one gets broken and removed. We are all affected buy it. Like it or not, those people are still your neighbors. Educated or not, people still have dreams of owning a home, and having things.I still believe that there is a plan, or direction that we are being lead. The mortar that bonds us is being loosened, and makes us frustrated at one another, and segregated.United we stand, devided we fall.
As far as buying a home beyond your means? Reminds me of the mindset of the people who bought into Cabbage patch, elmo, beanie babies,turbo man. This makes me believe the sheeple statement. There was intention for this to happen. _________________ Always a student.
"The mountain doesn't care what that card in your wallet says." - Bruce Stobbe
That is the only place where you and I differ in opinion .
Mistakes should be forgiven. Especially when they are largely cheated by lying scum-bags like the Realtors who said "you will never lose" on a house and the Mortgage Brokers who said "lie on your income" or the appraisers who over appraised because they were paid a fee to do so.
Respectfully,
Bill
I worked in the old anti poverty programs of the 70's for years and worked on programs for the poor. After 5 years I concluded that there was some very needy people out there who had pride and worked hard and need a break and felt obligated to pay it back. Then there was the rest (majority) who treated life like a con game and was just playin the system. They is a different life could have been the AIG guy because they were cut from the same cloth.
I worked 5 years in these programs, I worked 4-5 years in prison systems as a shrink and i worked over 5 years in drug/alcohol rehabs trying to help sober the AIG guy who was drinking lying and cheating but made so much money for his company they would pay any thing to get him working.
I consider myself well versed in understanding people who suck, who want it easy on someones else's back. I don't want to pay for other peoples homes because they can't read a mortgage document, I don't want to pay for other peoples babies because they just want to be stay at home mommies, i don't want to pay for other peoples health care because they didn't qualify themselves as they were graduating from HS on a trade or skill. I will pay to help someone get over bad luck misfortune but that guy better be working a zillion hours a day first before asking. I have been a few times and understand being down on your luck but I also know the con man and there is more of them.
They should let me talk to HS juniors for a few days in a class room. I would bring you in to talk about mortgages and practical economics, I would bring single moms who struggled through and made it, I would bring people who are successful at different kinds of careers.
If you step over into my country bring money and skills and leave the flu behind.
Dennis _________________ Organ Donation Saves Lives
We are bricks in a wall. If you want to rebuild that wall with such structure, and build a new one, the old one gets broken and removed. We are all affected buy it. Like it or not, those people are still your neighbors. Educated or not, people still have dreams of owning a home, and having things.I still believe that there is a plan, or direction that we are being lead. The mortar that bonds us is being loosened, and makes us frustrated at one another, and segregated.United we stand, devided we fall.
As far as buying a home beyond your means? Reminds me of the mindset of the people who bought into Cabbage patch, elmo, beanie babies,turbo man. This makes me believe the sheeple statement. There was intention for this to happen.
>Educated or not, people still have dreams of owning a home, and having things.
Good then either go to school and work your brains out or get a skill or trade and work your brains out, or work your brains out but don't tax me as I work my brains out.
IF you believe that any scum bag in washington is actually trying to do something without a direct WIFFM you are dreaming.
Dennis _________________ Organ Donation Saves Lives
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